Optimize firm liquidity with predictive intelligence
Transform liquidity into a strategic resource. Melasurti analyzes cash flows in real time, assesses risk and proposes allocations consistent with your objectives, with military-grade encryption.
Firm liquidity carries a measurable cost
Many SMEs maintain high balances on their operating accounts out of an abundance of caution. Without continuous analysis, this caution results in unevaluated opportunities and decisions based on partial data.
- Fragmented visionBalances, deadlines and forecasts are found in different tools. The overall picture arrives late compared to decisions.
- Information overloadBank reports and accounting statements take time to read. Without synthesis, relevant signals remain hidden.
- Conservative allocationIn the absence of a structured risk assessment, the default choice remains inaction, even when a portion would be allocable.
Analytical reading of Melasurti
The problem is not lack of data, but lack of timely processing. Melasurti aggregates the flows, applies predictive models and returns a readable summary, so you evaluate whether and how much liquidity to allocate to short-term investments within limits defined by you.
Precise tools for documented decisions
Four integrated modules. Technical but accessible language, oriented towards stability and verification.
Cash forecasts based on historical data and seasonality
The model processes collections, recurring payments and seasonal trends to estimate the operational needs of the following weeks. You receive distinct scenarios, with explicit assumptions and stated margins of uncertainty.
- Base, prudent and expansive scenarios compared
- Hypotheses and sources always indicated in the report
- Update upon receipt of new movements
Continuous control of balances, constraints and deadlines
The platform consolidates positions and reports significant changes compared to the set thresholds. You maintain the defined operational reserve and evaluate only the excess portion, without daily manual interventions.
- Customizable thresholds for minimum reserve
- Sober warnings only when parameters are exceeded
- Chronological register of each variation
Military-grade encryption and data isolation
The infrastructure applies advanced encryption for data in transit and at rest, logical separation of environments, and role-based access controls. The processing follows the principles of minimization and traceability required by European legislation.
- Encryption of data in transit and at rest
- Logins with multi-factor authentication
- Architecture oriented to ISO level standards
Readable summaries, without superfluous technicalities
Each recommendation presents the suggested amount, time horizon, applied constraints and rationale. You approve, modify or reject. No automatic execution without your explicit confirmation.
- Analytical justification attached to each proposal
- No operations without approval
- Export of reports for accountants and boards of directors
From data to decision: a verifiable path
The functioning of the model remains transparent. Four distinct phases, each documented and subject to your control.
1. Aggregation
Movements and balances from linked sources are normalized and reconciled. Incomplete data is reported, not silently estimated.
2. Analysis
The models evaluate recurrence, seasonality and operational needs. Alternative scenarios with explicit confidence levels are calculated.
3. Optimization
The system compares the available liquidity with the minimum reserve you set and with the maturity constraints. Only the portion assessed as allocable is isolated.
4. Controlled presentation and execution
You receive a reasoned recommendation. Only after your explicit approval will we proceed according to the defined instructions. Every step remains recorded.
You would like to evaluate the reliability of the method with respect to your specific case. See the evaluation criteria proposed by Melasurti.
Protection of funds and data as a basic requirement
For a business owner, security is not an accessory element. For this reason, the Melasurti architecture favors isolation, encryption and access control, with procedures described in a sober and verifiable way.
Encryption protocol
Data protected in transit and at rest with advanced encryption. Keys managed separately from operating environments, with scheduled rotation and logged access.
- Secure connections with updated TLS standards
- Separation between analytical environment and identification data
Regulatory compliance
Processes aligned with the principles of the GDPR for minimization, limitation of conservation and rights of the interested party. Documentation available for internal audits.
- Clear information and processing records
- Practices oriented towards ISO level management standards
Guarantee of confidentiality
Each company's data remains logically isolated. No sharing with third parties for commercial purposes. Internal access is limited to authorized and tracked personnel.
- No secondary use of operational data
- Revocation of access and cancellation upon request within the established terms
Frequently asked questions about adoption
Structured responses on timing, risk control and integration with existing tools.
How long does operational startup take
How risk thresholds are set
The platform integrates with my current tools
I maintain control over employment decisions
What happens to my data if I stop the service
Request a liquidity analysis
Send your company references via the contact page. The team prepares an initial reading of your cash structure and agrees with you on objectives, constraints and timescales. Without commitment and without automation.
- Initial verification of the flow structure
- Shared definition of reserve and thresholds
- Readable and archiveable summary report
The latest operating statements, the list of recurring deadlines and the indication of the desired minimum reserve will be useful. If some data is not available, the analysis reports limitations transparently.
Data processing according to privacy information. No sharing with third parties for commercial purposes.